Mike has lived in Santa Barbara since 1966. He is a graduate of San Diego State University with a BS in Finance. Mike lives in Santa Barbara 50% and Honolulu, Hawaii 50%. He is married to Valerie and they have 8 children. He specializes in working with families and small business owners working to make sure they have the proper coverage and have the type and quality of insurance each customer wants and needs. Mike’s passion is his family and activities like surfing, hiking, playing golf and he loves to snow ski.