Six Pack Vessel Insurance in Orange County

For small charter operations carrying six or fewer passengers, six pack vessel insurance in Orange County provides essential protection. Often operated under a U.S. Coast Guard-issued OUPV (Operator of Uninspected Passenger Vessels) license, these vessels still face real risks while on the water.

Six pack vessel insurance offers affordable, flexible marine coverage tailored to your unique operational size, from harbor tours to fishing trips.

What Is Six Pack Vessel Insurance?

Six pack vessel insurance is a policy designed for smaller passenger boats that carry no more than six paying passengers. It includes many of the same protections as larger-scale marine insurance but is scaled to fit smaller operations.

Common six pack vessel insurance Orange County policies include:

  • Hull and machinery coverage

  • Protection and indemnity (P&I) liability

  • Crew coverage (Jones Act and MEL)

  • Passenger liability coverage

  • Pollution coverage

  • Medical payments

If you own a fishing charter boat, a water tour business, or a private charter boat in Orange County, this type of policy is likely what you need.

Why You Need Six Pack Vessel Insurance in Orange County

Even small vessels face significant risks. Here’s why Orange County six pack vessel insurance is important:

  • Liability Protection: Small claims can still be costly. P&I coverage ensures you're protected if someone gets hurt.

  • Regulatory Compliance: The Coast Guard often requires proof of marine insurance for licensed operators.

  • Asset Protection: A collision or mechanical failure can damage your boat. Hull insurance helps pay for repairs.

  • Reputation & Professionalism: Carrying marine insurance tells your passengers and partners you’re serious about safety.

Who Needs Six Pack Vessel Insurance?

If you own and operate a charter boat or small tour service, six pack vessel insurance in Orange County is made for you:

  • Private fishing charters

  • Harbor and eco-tours

  • Sunset or sightseeing cruises

  • Dive charters

  • Seasonal water taxi services

What Does Six Pack Vessel Insurance Typically Cover?

A standard six pack vessel insurance Orange County policy covers:

  • Damage to the boat

  • Injury claims from passengers or crew

  • Pollution liability

  • Medical payments coverage

  • Wreck removal

These policies can be customized depending on your routes, ports, and trip frequency.

Common Claims Covered by Six Pack Vessel Insurance

Here are some real-world risks that passenger vessel insurance can help you navigate:

  • A passenger trips on deck and requires emergency medical care

  • The vessel collides with a submerged object, damaging the hull

  • A crew member is injured while assisting passengers

  • Fuel leakage during refueling causes environmental damage

  • Unexpected engine failure causes cancellation of scheduled cruises

In each case, passenger vessel insurance in Orange County provides financial protection and ensures your operation can continue.

How Much Six Pack Vessel Insurance Do You Need?

Coverage amounts vary based on vessel type, capacity, and service area. A small harbor tour boat might need $1 million in liability, while a larger ferry may require significantly more.

At Brashears & Newendorp, we assess your operation's size, scope, and risk factors to recommend a passenger vessel insurance Orange County policy that fits.

Get Six Pack Vessel Insurance in Orange County

Whether you're launching a seasonal fishing service or run daily harbor cruises, six pack vessel insurance in Orange County gives you peace of mind.

Brashears & Newendorp understands the needs of smaller operators and offers custom policies to protect your livelihood.

Reach out today for a free quote and find the Orange County six pack vessel insurance coverage that fits.