The Hidden Risks of Seasonal Changes: How Spring Weather Can Impact Your Coverage
Spring brings longer days, warmer weather, and new opportunities—but it also comes with seasonal risks that can impact your insurance needs. From sudden storms disrupting construction projects to increased boating and aviation activity, spring can introduce new challenges across multiple industries. The Brashears & Newendorp team specializes in helping businesses and individuals stay ahead of these risks with tailored insurance solutions.
Construction: Spring Showers & Job Site Safety
As the construction industry gears up for a busy season, unpredictable spring weather can create hazards:
Heavy Rain & Flooding: Excess moisture can delay projects, cause structural damage, or lead to unsafe work conditions.
Wind Damage: Spring storms can knock down scaffolding, damage equipment, or create liability risks.
Site Safety Checks: Ensuring proper drainage, securing materials, and reviewing insurance policies can help mitigate risks.
We work with construction professionals to ensure their coverage accounts for these seasonal threats—helping them avoid costly delays and liability issues.
Marine: Setting Sail with the Right Protection
With warmer weather, boat owners, charter businesses, and commercial vessels return to the water. But increased activity means increased risk. That’s why we go beyond helping with standard marine coverage:
Expert Vessel Inspections: We provide access to a 27-year retired Coast Guard Inspector to conduct thorough vessel surveys for our clients. This isn’t a basic walkthrough—it’s a comprehensive, 23-page inspection covering critical areas such as machinery systems, fire protection, ground tackle, and pollution prevention. By identifying potential safety hazards and compliance issues before they become costly problems, we help vessel owners stay ahead of risks and meet regulatory requirements.
Daily Captain’s Questionnaire: This tool helps captains assess their crew and vessel before heading out, reducing risk and ensuring compliance with carrier requirements. Taking these proactive steps can prevent claims or ensure they aren’t denied due to negligence.
With these proactive measures, we help vessel owners and operators protect their investment, maintain safety standards, and minimize the risk of insurance claims.
Aviation: Navigating Spring’s Unpredictable Skies
Spring is an ideal time for pilots to take to the skies, but shifting weather patterns can create unique risks:
Turbulence & Storms: Rapid temperature changes lead to turbulence, and spring storms can cause unexpected delays.
Aircraft Readiness: Routine inspections are essential after winter storage to ensure engines, avionics, and safety equipment are in top shape.
We provide specialized aviation insurance to protect pilots, aircraft owners, and charter operations—helping them manage risks in an ever-changing environment.
Business & Personal Insurance: Reviewing Coverage for Seasonal Changes
As the seasons change, so do insurance needs for businesses and homeowners:
Property Damage Risks: Spring storms can bring hail, high winds, and flooding, making it crucial to review coverage limits.
Increased Foot Traffic: Businesses see a rise in customers as the weather warms, increasing potential liability risks.
Home Maintenance: Spring is a great time for homeowners to check their insurance policies, especially for flood and storm protection.
Stay Ahead of Seasonal Risks with B&N
Spring is a season of renewal and opportunity, but it also comes with unique risks that can impact your home, business, and industry operations. From unpredictable weather patterns to increased outdoor activities, staying prepared is key to avoiding unexpected setbacks. At Brashears & Newendorp, we provide expert guidance, customized insurance solutions, and proactive risk management tools to help you safeguard what matters most. Whether you're gearing up for a busy construction season, setting sail, or reviewing your business coverage, we’re here to ensure you’re protected every step of the way.
Let’s make sure you’re fully protected this spring. Get in touch today to review your policies, and if you'd like to stay informed on industry events and insights, subscribe to our newsletter here.